ClaimLens

INSPECTION COCKPIT v2.4

Explainable Vehicle Damage Segmentation & CBUAE Total-Loss Engine

CBUAE Unified Motor Policy Aligned
AED BASELINE
READY

Calibrating inspection

Decoding evidence 0%

Photograph the damage. Get the verdict.

ClaimLens segments the damage, prices the repair in AED, and calls total loss against CBUAE thresholds.

Open the cockpit
Severe multi-panel front-end collision under inspection
Loss ratio
80.5%
Repair (AED)
12,070
Verdict
Total loss

Five stages, each one auditable on its own.

ClaimLens decomposes total-loss triage into stages an adjuster can inspect, rather than one classifier that answers and refuses to explain.

  1. Stage 01 // Gate

    Reject the photograph before it misleads anyone

    Resolution floor and variance-of-Laplacian blur test run before any model sees the image.

    96.7% precision / 98.2% recall

  2. Stage 02 // Segment

    Two models, not one

    YOLOv8n-seg over 21 vehicle components, and a second over 6 damage categories.

    82.0% / 64.6% box mAP@50

  3. Stage 03 // Associate

    Damage bound to its host panel

    Shapely polygon intersection assigns every damage mask to a component and flags load-bearing zones.

    94.2% assignment accuracy

  4. Stage 04 // Price

    Deterministic AED, no model guessing costs

    Rule-based costing against a scraped catalogue of 3,174 UAE OEM body parts.

    4.8% median absolute error

  5. Stage 05 // Decide

    The statutory test, stated out loud

    CBUAE 50% economic rule with US and UK thresholds selectable, and the clause cited alongside the verdict.

    95.0% sensitivity / 92.3% specificity

A verdict without reasoning is not a verdict.

Vehicle owners send in accident photographs and get back a blunt total-loss or repair decision with nothing behind it. The usual shortcut makes it worse: an end-to-end classifier, or a language model asked to act as a pricing oracle.

Those systems fail in specific ways. They invent repair costs. They miss unibody structural compromise that no photograph can rule out. They answer with high confidence on evidence that cannot support an answer.

So ClaimLens is built to abstain. When the photograph is too poor, the confidence too low, or the impact lands on a load-bearing zone, it stops and asks for a physical teardown instead of producing a number.

0.0%

Dangerous failure rate. The system issues no automated confident verdict on ambiguous, blurry, low-confidence or structural evidence.
VALIDATION SCENARIOS 1-click automated appraisal presets calibrated to CBUAE regulatory benchmarks:

Collision Evidence & Valuation Console

Upload photographic evidence or configure OEM baseline parameters
Min 480x480 Forensic Gate

Drop collision photo here or browse files

JPEG • PNG • WEBP (Auto Laplacian Sharpness Gate)

Calibrated against 3,174 classified UAE collision body parts.
AED 120,000
AED
5k 50k 100k 150k 250k+
CBUAE Article 7(2): Total loss if repair exceeds 50% of market value.
50%
10% 30% 50% (UAE) 70% 100%
Adjust the threshold to simulate the economic outcome.
Awaiting Collision Evidence

Select one of the Quick-Launch validation scenarios above or upload a collision photograph to generate an explainable triage decision.

STATUTORY PROTOCOL: Provide accident photograph and confirm vehicle market valuation.
0.0% LOSS RATIO
ESTIMATED VISIBLE REPAIR
AED 0.00
PRE-ACCIDENT CASH VALUE
AED 120,000.00
Vehicle Market Baseline
STATUTORY CUT-OFF THRESHOLD
50.0%

Damage Segmentation Canvas

VECTOR MASK OVERLAY
Collision Analysis

No Active Collision Evidence

Upload a photograph or launch a benchmark scenario above to render real-time vector segmentation masks.

Vehicle Body Component (Blue)
Collision Damage Mask (Ruby)
Structural / Chassis Zone (Amber)
# Component Damage Action Est. Range (AED) Median (AED)
No line items calculated yet. Execute an inspection to view deterministic collision costs.

Engineering Assumptions & OEM Baseline

  • Pricing reflects verified UAE automotive aftermarket distributor data (Al Khateeb UAE).
  • Bodyshop labor computed at standard UAE certified rate of AED 165/hour.
  • Only direct visible damage mapped to recognized components is priced deterministically.

Central Bank of the UAE (CBUAE) Unified Motor Policy Standard

Statutory regulatory rules governing constructive total-loss ratios, structural chassis standards, and repair authorization protocols.

Execute an inspection to retrieve applicable statutory policy articles.

Defensibility Checklist & Hidden Collision Risks

Physical safety boundaries that 2D photographic inspection cannot certify without on-site diagnostic appraisal:

  • Hidden suspension geometry and camber distortion cannot be certified from 2D photographic evidence alone.
  • SRS airbag sensor readiness, seatbelt pretensioners, and ADAS radar calibration require OBD-II diagnostic scanning.
  • Sub-surface chassis rail micro-cracks or weld-seam tearing require physical undercarriage laser measurement.
  • Internal fluid lines, radiators, and condenser leaks require pressure testing prior to road release.